Agreement in principal

• If you are buying an off plan property and want the peace of mind of knowing you can have the mortgage before committing to the purchase, we are able to obtain an agreement in principle from a lender.
  

• Our fee for this work is €500.00. This figure is deductible from our final fee on completion.

• In the mean time if a new product is being introduced to the Spanish Mortgage market during the period of construction of your off-plan property, we will of course endeavor to obtain it for you at no extra cost.

Here are some examples of the market beating mortgage offers that we can provide.

Mortgage product 1

Maximum Loan: 80% loan to value with interest only period and up to 35 years term. This product potentially offers the purchaser the opportunity of a 100% of the purchase price including costs subject to property value.

Mortgage product 2

70% loan to value or 100% of the purchase price with up to10 years interest only with interest rates from 4% and a repayment term of up to 30 years.

Mortgage product 3

Bridging loan where 80% loan to value can be obtained across your property for sale and the property you wish to buy combined. The product offers a deferred payment period and interest only up to 3 years.

Mortgage product 4

Maximum interest only: 60% loan to value with interest only for the term of the mortgage up to 30 years.

To enquire further about any of our mortgage products please use the contact form indicating your requirements and what type of product you are interested in